Worker's Compensation

Workers Comp. protects employers against losses from liability imposed upon them to compensate employees for injuries sustained in the course of their employment, negligence and/or fault are immaterial factors. Workers Compensation coverage is necessary for businesses that have employees. The cost will vary based upon the worker / employee job duty classification.

With our experience Wieben Insurance Services can help find the best possible rate and maximize your available discounts. Worker's Comp coverage is REQUIRED by California State Law when you have W2 employees. In some states the requirement may include that you also cover your 1099 subcontractors unless they have their own workers compensation policy in place.

Worker's compensation covers your employees' medical and disability expenses related to work-related illness and on-the-job injuries. In some states, owners, officers, partners and other principals can decline to participate in their own companies' workers' compensation coverage.

Employer's Liability coverage, also included in these policies, protects your company should an employee claim that his or her injury or illness was caused by your company's negligence or failure to provide a safe workplace.